Join the discussion on various topics related to money, such as budgeting, debt, investing, taxes, and more. See posts from other users, ask your own questions, or share your success stories on r/personalfinance. Learn about r/personalfinance, a community for individuals seeking to take control of their finances, build wealth, and achieve financial freedom. Find tips, tools, and strategies for financial planning, debt management, investing, and more. 142 votes, 132 comments.

You buy it and then receive periodic payments for life, or for some term. You are betting you live a long time and get more payments than you paid for. The annuity company is betting the opposite. You definitely don't need an annuity at your age and if you do well. Reddit personal finance helps you budget, save, and invest. Learn from real people and take control of your moneyone step at a time. Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the pf wiki, and get on top of your finances! They are denoted by /r/, followed by thesubredditsname: Now that you know the lingo, here are the best red.

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